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Embers by Alexandria Brown. Nick gave a theatrical shudder and AJ had to bite back a smile. "There they were going on and on about portfolio diversification and the cut in the capital gains tax and the use of charitable remainder unitrusts as a tax shelter for college education and then they all turn and stare at me and what am I supposed to do, admit that I just learned how to balance my checkbook all on my own last week?"
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